Benjamin Noah

  An SMSF or a self managed super fund allows Australians with superannuation the opportunity to purchase one or multiple investment properties. When buying a house using super, you cannot intend to live in that property and needs to be only for investment purposes. A super fund can have between 1 to 4 members and they can  buy an investment property and generate fixed income .   Each member is responsible for their own investment decisions. This could still include investing in shares. However, many people now include housing in their retirement and investment plans. The process of setting up a SMSF may be complex.   You should seek professional financial advice to understand your responsibilities. An SMSF offers significant advantages, including the possibility to invest in property directly.   A fund can purchase residential or business property.   A fund can generally borrow a portion of the property's actual value.   Due to the nature law structur...

  If you are thinking of buying an investment property,  there are multiple factors in  identifying a proper location to invest in . A recent study from major banks in Australia have found that the most important factor in deciding where someone will live is their proximity to work. Capital growth is more likely for properties in areas with high-quality, long-term employment. Important to remember that we mean long term employment options and not an immediate boom in employment. What we mean is that Perth in WA saw rapid growth in employment due to increased activity in the mining sector. This led to a significant increase in property demand in that location and the median house price increased by more than twice in the early 2000's. However, the resource sector in Western Australia has seen a decline in its value over the years and this has contributed to a decrease in population growth and a fall in median house prices. It is crucial ...

  A select few property experts have been constantly predicting how property prices could drop for the next few years consistently after 2 consecutive interest rate hikes in last few months by the RBA.   However, after doing some research around it, our personal opinion is quite different and we believe that  house prices will continue to increase despite rising interest rates . Here is a look at why we do believe this to be the case    Australians who recently bought a house have a mortgage that must be repaid with interest. We all know that there was an increase in interest rates in May 2022. The Reserve Bank could soon raise interest rates to lower inflation. It is very difficult to control inflation once it has established itself. Economists worry that rising interest rates could make housing more expensive and reduce buyer demand, which will in turn lead to lower prices.   It is logical that rising borrowing costs will result in lower buyer...